Terms of delivery

Invoice

Svea offers you an easy and safe way to make purchases by invoice. When you choose to pay with invoice, you will always get at least 14 days payment time. The buyer must be at least 21 years old. Interest for delayed payments is a legitimate interest for late payment i.e. 7 % + reference rate applied by the European Central Bank. We charge 5 EUR for payment reminders.

You can check your open invoices from My Pages.

The use of Svea’s invoice requires an approved credit decision. When applying for a credit, the applicant gives permission to request information from other lenders on the customer credit information system of Suomen Asiakastieto Oy. We will also check the applicant's credit information. A customer, whose credit application has been rejected, has the right to apply for a new credit decision by providing additional information through contacting Svea’s customer service.

You can also pay your invoice in smaller monthly instalments

Account credit is a one-time credit that allows you to split the invoice into smaller monthly payments in a way that is suitable for you. If you want to pay the invoice in instalments, you need to familiarize yourself with the credit account terms and conditions that have been sent to you with the invoice and approve them with your signature. After approving the terms with your signature, you can pay the minimum amount on the invoice. You can pay the remaining credit amount at any time without any additional charges for unused credit time.

You can read the terms and conditions of account credit here: General Terms and Conditions and Standard European Consumer Credit Information.

Part payment

Part payment is a one-time credit, which allows you to pay for your purchase with the payment period of your choice and fixed monthly instalment. You can choose the most suitable payment plan from the options offered at the webshop. The buyer must be at least 21 years old.

You can check your open Part Payments from My Pages.

You can read the terms and conditions of Part Payment here: General Terms and Conditions and Standard European Consumer Credit Information.

The use of Svea's part payment requires an approved credit decision. When applying for credit, the applicant gives permission to request information from other lenders on the customer survey information system of Suomen Asiakastieto Oy. We will also check the applicant's credit information. A customer, whose credit application has been rejected, has the right to apply for a new credit decision by providing additional information through contacting Svea’s customer service.

B2B Invoice

Svea offers you an easy and safe way to make purchases by invoice.
When you choose to pay with invoice, you will always get at least 14 days payment time. Interest for delayed payments is a legitimate interest for late payment. We charge minimum 5 EUR for payment reminders.

The use of Svea’s B2B invoice requires an approved credit decision. The buyer assures to be entitled to act on behalf of the company whose data is being used to make the purchase. Svea has the right to verify the buyer’s right to sign or other given purchase rights in that company.

Customer service

If you have any questions regarding invoices or part payment, please contact us at +358 9 4242 3330 or by contact form.

You can also check your open credits from My Pages.

Svea adheres to the Personal Data Act, for more information see our Privacy Policy.

Svea Bank AB (publ), filial i Finland (3237195-7)
Mechelininkatu 1 a
00180 Helsinki
www.svea.com

 

Updated 3 Jan 2022.